It reads what you pay once, then works every expense down: the subscriptions, the seats, the insurance, the phone, the car, the mortgage. Every month, every quarter, every year, until there is nothing left to cut.
Receipts, a connected inbox, a bank export, the mortgage and insurance statements. Every expense becomes a line, grouped by the business or bucket it belongs to. A known charge stays known until a price changes; nothing needs re-uploading.
Each proposal carries the monthly saving, how sure the concierge is, and the shortest path: the link, the number, the plan to switch to. Approve, hold, or decline. Nothing changes without you.
A saving counts once it's confirmed. Then the search continues: monthly for things that move, quarterly for the mortgage and insurance, and a fresh look at the market every cycle. You hear from it when a price changes or a better option appears, not every month.
A share of what it finds, a flat fee, or a flat fee that only begins once it has out-earned itself.
A confirmed saving is one the ledger has evidence for: the vendor's notice, the changed bill, or a statement you choose to share.
No. It reads what you share or connect, read-only. It cannot move money, and it cannot change anything you haven't approved.
Finding the cut is the work; the change is usually two minutes. It does what a vendor allows, and hands you the exact steps when a vendor needs the account holder.
Trackers show you what you pay. A few negotiate a phone or cable bill. This works on all of your expenses, continually, and proves each saving.
Ten minutes once. Then a few taps a month, and an answer when only you can decide.